Utah First Introduces Utah's Best Auto Loan Rate in Years at 3.50% APR

Utah First Credit Union has announced a limited-time promotion for July, offering auto loans as low as 3.50% APR to assist Utah residents in managing rising transportation costs. The promotion, available to qualified borrowers throughout the month of July, applies to vehicle upgrades, used car purchases, and refinancing from other lenders.

Darin Moody, CEO of Utah First Credit Union, stated, "We know a lot of families are paying more for just about everything right now. If we can help someone lower a payment, save on interest, or free up a little room in their budget, that's meaningful. We want members to enjoy a sweeter summer without the stress."

In addition to the auto loan promotion, members can participate in the Triple Points campaign, which runs through August 31, 2026. This allows holders of Utah First debit and Orange Platinum Visa cards to earn triple Orange Rewards points on qualifying gas and electric vehicle charging purchases.

The auto loan rates will be available until July 31, 2026. Both new and existing members can submit applications online, by phone, or at any Utah First branch. The institution promises fast approvals and personalized guidance from local financial experts.

Utah First Credit Union has been operating for 90 years, focusing on providing judgment-free banking services to its members. Based in Salt Lake City, the credit union aims to empower individuals on their financial journeys with a range of personalized banking solutions.